War Department Education Manual, 980. izdaja

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Stran 31 - ... under conditions other than dishonorable after active service of 90 days or more, or by reason of an injury or disability incurred in service in line of duty.
Stran 153 - Economic Factors in the Community: Are the industrial or agricultural conditions good? Is the trend up, down, or stationary? Is the source of the community's wealth well diversified and varied or is it a one-industry community? Are the major industries old and well established, new and growing, or recent and uncertain? Are the industries stable or subject to wide fluctuations? Is the economic outlook for the community promising, uncertain, or poor? Is the population of the community growing, standing...
Stran 152 - Operating a store in the right place contributes to the success of the store. Living in a place he likes helps the owner to be happy. So the choice of a location is both a business and a personal problem. It is necessary to consider many things when deciding if there is an opportunity for you in a particular location. Sometimes it is necessary to choose one of several locations, or which of several stores to buy, or between buying a store and starting a new one. Your decision on these questions will...
Stran 34 - Individual proprietorship has certain obvious advantages, including single-minded control, flexibility, and the intangible reward that the owner derives from a feeling of independence. On the other hand, the operations of the owner are limited by the extent of his capital and experience, and the success of the enterprise often depends on his continuous personal attention to the business.
Stran 152 - ... yourself? Note: You will want to compare these figures with the more detailed estimate of requirements you will make later. Income from the business: What are your present earnings? How much can you make as the owner of a store? Have you compared this with what you could make as an employee? Are you willing to take lower earnings while getting started? For how long? Are you willing to risk uncertain or irregular income for the next year? Two years? Note: When more specific estimates are made...
Stran 31 - ... cannot guarantee a loan which bears interest of more than 4 percent a year. The Administrator will pay the interest on the guaranteed amount for the first year. Such loans will be payable under such terms and conditions as the Administrator may approve and must be paid in full in not more than 20 years. The law ("GI Bill of Rights") contains certain conditions which the veteran must meet if he is to obtain a guaranteed loan. Although the conditions vary somewhat for each type of loan, the general...
Stran 153 - Are competitors old and well established? Are competitors' stores modern and attractive? Will competition be strong and active or weak and sluggish? Do you have a competitive chance? — Advice from others: What do the wholesalers think of the prospects for a store in this community?
Stran 152 - Are you willing to work long hours? . Can you overcome obstacles? Fight down discouragement? Keep plugging? . . — Have you considered working for someone else to get more experience? Your Financial Qualifications: How much have you saved which you can put into the business immediately? . How much do you have in the form of other assets which you could, if necessary, sell or on which you could borrow to get additional funds? . Have you some place where you could borrow money to put in the business?...
Stran 154 - Are the sales increased by conditions which are not likely to continue ? Have you consulted a lawyer to be sure that the title is good? Has your lawyer checked the public records to see if there is any lien on record against the assets which you are buying? Are there any accumulated back taxes to pay? Is this a bulk sale? Has the bulk sales law been complied with? Does the present store have good will to offer or are there many people in the habit of not trading there?
Stran 154 - ... in the habit of not trading there? Is the stock a good buy? How much would have to be disposed of at a loss? How much is out of date? Unsalable? Overvalued? Are the fixtures and equipment the modern type you would select now? Or would they be unsuitable? Overvalued? In poor condition? Are you going to buy the accounts receivable? Are you sure they are good? How much are they worth? Would you assume the liabilities? Are the creditors willing to have you assume the debts?

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