Proceedings, Količina 38

6th Cir agents American Tobacco Co apply bad faith bank basis benefit plan breach of fiduciary CFSO Circuit class action class members cleansheeting complaints conduct consumer protection contract Corp coverage defendants demutualization demutualized insurers denied disclosure eligible policyholders employee entities ERISA fact federal fiduciary duty filed financial services Framework Policy fraud claims FRFI Goomar health insurers holding company individual issues insurable interest Insurance Company Insurance Counsel insurance policy insurer's Internet investment investors judicial lawyers legislation LEXIS managed care Massachusetts Mut MassMutual McCarran-Ferguson Act Million Minnesota Mut misrepresentation mutual life insurance NASD OSFI ownership participants payment plaintiffs Plaintiffs allege predominate Prudential public accommodation purchase reasonable expectations doctrine regulatory reliance RICO rule Sales Practices Litig statute summary judgment Supp taxes Title U.S. Dist vanishing premium variable annuity viatical company Viatical Settlements violation wet viatical transactions widely held