SAVINGS OF MERCHANTS' CLERKS.-A Savings Bank for Merchants' Clerks was incorporated at the recent session of the Legislature, and goes into operation to-day, at No. 5 Beekman street, Clinton Hall.James G. King is President, Prosper M. Wetmore and Robert Kelly, Vice Presidents; Joshua I. Palmer, Treasurer; T. Spencer Kirby, Secretary, and Charles Rolfe, Accountant. This institution will be a great convenience to clerks and other persons, (for it is not confined to clerks,)— the Chambers street Savings Bank being so crowded with customers that it is a long job either to make a deposit or withdraw one. FINANCES OF THE UNITED STATES. FROM a circular for the European correspondents of Cammann & WHITEHOUSE, we are permitted to copy the annexed interesting tables, compiled at their request by the Treasury Department, in order that official information might be given to foreigners desirous of investing in American Stocks-of the extent of our population, resources and debt. STATEMENT, exhibiting the population of the United States, the Public Debt, the receipts from Treasury Notes and Loans, the receipts, exclusive of Treasury Notes and Loans, and the payments on account of the debt each year, from 1791, to June, 1848, inclusive. Present debt, including the amount to be realized on the 1st of July, 1848, of the Loans of 1846, 1847 and 1848, $65,787,00 92. TREASURY DEPARTMENT, August 5, 1848. DANIEL GRAHAM, Register. *Estimated, returns not completed. CANAL BANK OF ALBANY. Report of the Agents appointed to investigae the failure of the Canal Bank. COMPTROLLER'S OFFICE, July 11, 1848. Having good and sufficient reason o suspect that "the President, Directors, and Company of the Canal Bank of Albany" is insolvent and unable to meet its liabilities, I herely appoint Andrew White my special agent, forthwith to examine into the affairs of said bank, and as far as lies in his power to secure from destruction all the circulating notes of said bank now in the possession of said bank, and to prevent from waste or misappropriation any of its funds or assets, and secure them for the benefit of the creditors of said bank, and to make report to this department of his doings in this matter, with all convenient dispatch. Given under my hand and seal of office the day and year above [Seal] mentioned. MILLARD FILLMORE, Comptroller. A like commission in all respects, was issued to Thomas McMullen. Report of the Special Agents. Canal Bank. TO MILLARD FILLMORE, Comptroller, &c. The undersigned Special Agents, appointed on the 11th day of July last, "to examine into the affairs of the Canal Bank, and as far as lies in their power to secure from destruction all the circulating notes of said bank then in their possession, and prevent from waste or misappropriation any of its funds or assets, and secure them for the benefit of the creditors of said bank," most respectfully beg leave to present for your consideration the following abstract of their investigation. REPORT, That they reluctantly entered on the duties assigned them, with a due estimation of their importance, and a deep conviction of the accountability resting upon them in view of the important and difficult trust confided to their investigation. They did not anticipate, at the time of the appointment to this unsought for and undesirable duty, that they would be called upon to investigate any transaction that would conflict with their own feelings, or in any case bear unfavorably upon the character and reputation of those whom they have been taught to esteem and respect, those who have been their associates in business and otherwise, and whose honesty and integrity they had deemed unimpeachable. Such duties are embarrassing and arduous to discharge, requiring firmness of purpose, united with the greatest caution and deliberation. It has been the universal opinion, and sincerely believed to be the case by many individuals in this city, that the funds of the bank for a period of time, have been used for speculating purposes, and that abuses of a criminal and aggravated nature have been perpetrated for a number of years upon the stockholders and creditors of the institution. And now, from the result of this examination, it is most conclusively demonstrated that their worst fears are more than realized, and the repeated insinuations that have come to their knowledge, descriptive of illegal practices on the part of the officers and directors of the bank, are truths and facts, and not the result of imaginary or erroneous suspicion. From such a state of public feeling in a matter in which a large portion of this community were interested, we are led to the conclusion that nothing less than a full and thorough investigation of the conduct of the managers and officers of the bank would in the least satisfy the public mind, do justice to the innocent, and be the means of averting odiuin and putting to silence imputations prejudicial to the other institutions of this city. The Special Agents, immediately after their appointment, with the consent and approbation of the Cashier, took possession of the assets, books and papers then in the bank, and proceeded in their investigation. After a short progress in that examination, they became possessed of evidence sufficient to satisfy them that the bank was insolvent, and they deemed it their duty to make an affidavit, a copy of which is hereunto annexed, setting forth many of the most prominent facts that had led them to such a conclusion. On the 14th of July, the Attorney General applied for and obtained from the Supreme Court an injunction, and subsequently one of the undersigned was appointed by Judge Harris, the Receiver. The Special Agents, in compliance with the directions given them, secured all the circulating notes then on hand, and preserved the available assets. Hereunto attached will be found an inventory of all the property of every description that has come to their knowledge, considered as the effects of the bank. They deem it also justifiable and proper to submit for your consideration and examination the testimony of the officers of the bank, examined by them under oath, with such extracts from the book of minutes as tend to show their management in regard to the affairs of the bank. We have attached also to this report, among the documents appended, a list of the Stockholders, with the amount of stock owned by each, and a separate list of that held and owned by the directors, together with the amount of the directors' indebtedness and liabilities to the bank, with the liabilities of John L. Crew, the Teller, embracing the sums loaned by him to some of his relations and others, together with a list of the officers of the bank at the time the examination commenced. The following statement embraces the aggregate amount of the resources and liabilities on the morning of the 11th day of July last:— |